Host Ron Wadley of Insurance for Texans explains why a Texas church’s existing insurance typically does not automatically cover a church-run private school. Operating five days a week and working with students adds liability exposures that churches don’t typically face. Using the example of Beth, a new headmaster preparing an Austin church campus for a school, the episode outlines the specialized coverage a private school needs. Wadley recommends a standalone private school insurance policy and adding the church as an additional insured. This protects the church from school-related claims while keeping financial structures separated.

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00:00 Show Introduction
00:26 A School Dream Begins
01:14 New Risks Emerge
01:45 Church Policy Gaps
02:41 Essential School Coverages
03:18 Best Practice Setup
03:53 Get Expert Help
04:38 Closing Reminder