Australians love dividends, but in a higher-rate world, are investors overlooking other ways to generate income? Schroders’ Helen Mason makes the case for public credit, explains why she’s cautious on the private credit boom, and argues that investors need to look beyond headline yield to understand the risk, reliability and liquidity underneath it.

In this episode:

00:00 Are Dividends Overrated?

04:20 Rethinking Your Income Options

09:23 Private Credit’s Hidden Risks

13:13 Public vs Private Credit

16:44 Why Australian Credit Is Booming

21:19 Stop Chasing Yield

27:03 How Credit Investors Pick Companies

30:27 What Bond Markets Signal

35:10 What “High Yield” Really Means

39:16 Diversification Beyond Yield

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