If you are self-employed and thinking about buying, refinancing or investing, this one is for you. Amy Tennant sits down with Mandy and Sarah to break down exactly what lenders want to see from business owners. They cover full doc and low doc options, when one year of financials can work, how BAS and business bank statements are used, and why net profit - not just turnover - is what banks care about. You will also hear practical tips on ABN and GST settings, keeping a clean banking setup, planning with your accountant, and the timing traps that can cost you borrowing power.