Structure is one of the biggest early decisions a first-time property investor makes.

Adam Pasquill unpacks the basics of negative gearing, CGT, and the high-level differences between common ownership structures, plus the considerations that should guide the decision.

Key takeaways:

• What negative gearing means and how deductions work

• How CGT treatment differs from regular income

• How goals (growth vs income) influence structure

• Individual vs trust vs SMSF - core pros and trade-offs

• Why costs, flexibility, and state factors matter

• Why early advice can prevent painful unwind later

Guest: Adam Pasquill - Associate Partner, Highview Accounting.