In this episode, host Vijay Saini and co-host Vasu Kumar unpack two major developments: the Bank of Canada holding interest rates steady, and ICBC rolling out its knowledge test online. They break down what these moves mean for borrowers, homebuyers, and everyday drivers, and how the digital shift could change licensing, accessibility, and road safety across British Columbia. A timely conversation on money, policy, and the changing face of auto regulation.