Ginnie Mae’s MBS portfolio surpassed $3 trillion in August 2026 as issuance remained strong, while rising mortgage rates have left roughly 98% of 30-year borrowers without a refinancing incentive, reducing prepayments and pushing much of the Agency MBS market toward positive convexity. Robbie interviews Cinchy’s J. Paul Haynes on helping enterprises safely deploy AI in production, and gain the visibility, runtime policy enforcement, and operational oversight needed to confidently scale AI. And the Fed’s hawkish return to tightening has bolstered its inflation-fighting credibility, but with much of the expected additional tightening already priced in and growth remaining resilient, further hikes are less certain, leaving Treasuries supported near term while fiscal and inflation risks continue to constrain a sustained decline in long-term yields.

This week’s podcasts are sponsored by FirstClose. FirstClose helps lenders accelerate home equity originations with faster property decisioning, streamlined workflows, and a digital borrower experience from application to closing. FirstClose is the only end-to-end digital HELOC and HEL solution built specifically for home equity lending. Learn more at: https://hubs.ly/Q04tLGXh0

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.