From GibsonSingleton Virginia Injury Attorneys - What Is Virginia's New Underinsured Motorist (UIM) Stacking Law, and How Does It Affect Your Car Accident Claim? explains how a major change to Virginia insurance law can increase the coverage available after a serious crash. In this podcast-style discussion, the team breaks down how Virginia Code § 38.2-2206 and Senate Bill 754 changed the way underinsured motorist coverage works, allowing injured drivers to combine their UIM coverage with the at-fault driver’s liability insurance. The episode explores what this means for drivers in Gloucester County, the Middle Peninsula, and across Hampton Roads who may face costly injuries after a car accident.

Listeners will hear how the old Virginia insurance rule reduced coverage by subtracting the at-fault driver’s liability limits from a driver’s UIM policy. Ken Gibson and John Singleton of GibsonSingleton Virginia Injury Attorneys walk through real-world examples, including crashes along Route 17 (George Washington Memorial Highway) in Gloucester County. They explain how the new stacking rule can dramatically increase available compensation for medical bills, lost wages, and other damages after a collision.

The episode also highlights why maintaining stacking coverage matters, especially in high-risk areas such as the Woods Cross Road intersection where the Virginia Department of Transportation (VDOT) has documented severe crashes and invested millions in safety improvements. Ken Gibson, a former U.S. Department of Justice prosecutor and U.S. Marine Corps Reserve veteran, and John Singleton, a former U.S. Marine who later worked in insurance defense, share insights on how insurance companies approach these claims and why understanding your policy can make a significant financial difference after an accident.

Finally, the podcast covers other important updates to Virginia law, including Senate Bill 951, the elimination of the uninsured motor vehicle fee through the Virginia Department of Motor Vehicles, and the new minimum insurance limits under Virginia Code § 46.2-706 and § 46.2-472. The discussion also touches on accident risks near landmarks like the Coleman Bridge connecting Gloucester Point and Yorktown along the Chesapeake Bay corridor. By the end of the episode, listeners will understand how UIM stacking, updated insurance requirements, and legal strategy can influence car accident claims handled in places like Gloucester Circuit Court and throughout Eastern Virginia.

GibsonSingleton Virginia Injury Attorneys

4073 George Washington Memorial Hwy, Hayes, VA 23072, United States

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