On this episode of the BiggerPockets Money podcast Mindy Jensen and Scott Trench bring on Kyle Collette to discuss how he achieved financial independence and built a real estate portfolio worth more than $4 million while earning less than $40,000 per year. Through house hacking, rental property investing, frugal living, and strategic relationships, Kyle scaled from small single-family rentals to multi-unit properties across Ohio — proving that building wealth doesn’t require a massive salary.

Whether you're pursuing FI, early retirement, or long-term wealth through real estate investing, this episode offers a practical roadmap for building financial freedom on a modest income.

To go beyond the podcast:

• Kick start your financial independence journey with our FREE financial resources - https://biggerpocketsmoney.com/
• Subscribe on YouTube for even more content- www.youtube.com/biggerpocketsmoney 
• Connect with us on social media to join the other BiggerPockets Money listeners - https://www.facebook.com/groups/BPMoney

Connect with Kyle: 

• kdcoll4@gmail.com OR Kyle@firstohiohome.com
• https://www.linkedin.com/in/kyle-collette-7ba24541
• https://www.instagram.com/tennisguyrei/

We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!

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