The sinking fund trend is a fancy way of saying you have separate of pots of savings for specific expenses. There's a legion of advocates who swear by the practice. One such enthusiast is Anita Collins, a maths teacher from Limerick who runs the Instagram page @efficientfamilylife. She joins the podcast to explain in detail how sinking funds can help people manage their finances more effectively, help create a buffer for those hefty winter bills and make spending on yourself a guilt-free experience. We also get an update from consumer affairs correspondent and Pricewatch editor Conor Pope who tells us what measures are likely to be - and probably more pertinently - out of Budget 2026.

Presented by Aideen Finnegan. Produced by Declan Conlon and Aideen Finnegan.

Brought to you in association with PWC Ireland.

PwC Ireland’s tax experts are here to help you prepare for Budget 2026, so you can move forward with clarity and confidence. Visit pwc.ie/budget to learn more. 

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