👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team  

👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/

Have you ever wondered where buyers’ agents get their “data-driven insights”?

In this episode, we reveal the story behind Dr. Matija Djolic, co-founder of Htag (Higher Than Average Growth), the prop-tech platform powering many of Australia’s top property professionals.

From working in construction to earning a PhD in organisational behaviour, Dr. Djolic has built a revolutionary tool that converts 150+ data points into smarter, faster property decisions.

What you’ll learn:

• How to spot high-growth suburbs before the mainstream media does
• Why defining your buyer brief is key to long-term success
• The real difference between yield and capital growth strategies
• How brokers and investors use AI and analytics for better outcomes
• The truth about property “hotspots” and how to find real warm spots instead

👉 Subscribe for weekly insights on how to buy your first investment property in Australia. Comment below and share your biggest takeaway from Dr. Djolic’s story!

Key Moments:

00:00 The truth about data-driven buyers’ agents

01:09 From builder to PhD data scientist

05:00 When he realised property seminars were traps

11:05 How customer chats shaped Htag

16:25 The logic behind supply and demand

20:15 What Google Maps teaches about property trends

23:20 How Htag finds real “hot spots”

27:20 5 questions every investor must ask

31:25 Yield vs growth, you can’t have both

34:40 Balancing cash flow and growth

42:15 Getting started with the Htag platform

46:30 How brokers unlock client equity

49:20 Turning data into smarter investing stories

54:50 The “Warm Spot” method for 20–30% growth

57:05 How Matija predicts capital growth

01:03:00 The future of property investing with AI and data

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au