Navigated to Land Tax for Property Investors: What It Means for Your Portfolio and How to Plan Ahead

Land Tax for Property Investors: What It Means for Your Portfolio and How to Plan Ahead

September 21
58 mins

Episode Description

👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team

👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/

If you’ve ever been stung by a surprise land tax invoice, you’re not alone. In this episode, we sit down with Vishal Sharma, a land tax authority from Revenue NSW, to break down how land tax really works, when you must pay it, and the rookie mistakes that cost investors thousands.

Here’s what you’ll take away:

  • Understand land tax. What it is, how it’s calculated, and when it kicks in
  • Thresholds & structures explained. Trusts, joint ownership, and company purchases made simple
  • Avoid rookie mistakes. Stop getting caught off guard by hidden costs
  • Plan with confidence. Practical strategies to factor land tax into your next property purchase

If you’re serious about building a high-performance property portfolio, this episode is essential listening before you buy your next property.

💡Subscribe for weekly property strategies, share this episode with a fellow investor, and check The Happy Home Loan Handbook to plan your next move!

Key Moments:

00:00 The “Silent Tax” No One Warned You About
02:11 The Common Land Tax Shock Moment
07:07 Why Vishal Cares About Educating Investors
11:26 What Happens If Your Tenant Won’t Move Out?
16:55 When Paying Stamp Duty Might Make You More Money
18:19 Land Tax Explained And How It’s Calculated
20:50 Victoria’s $50K Threshold
24:46 The Real Goal of Property Investing
27:32 Why Your Goals Should Drive Your Structure
31:47 When Buying Separately Can Save You Thousands
36:21 Unit Trusts vs Family Trusts: Which Gets a Threshold
39:43 Why You Need a Property-Savvy Accountant
41:46 Residential vs Commercial: What’s Exempt From Land Tax
44:19 Airbnb & Renting Out Your Home
48:12 Why Buying Under a Family Trust Could Cost You Thousands
52:09 How to Get Good Property Advice That Matches Your Goals
54:28 First Home Buyer Schemes and the 2025 Market Surge

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au



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