Rewarding yourself, ETF losses and walking away from golden handcuffs – Q&A

February 26
35 mins

Episode Description

In this Friday Q&A episode of The Australian Finance Podcast, Owen Rask and Gemma Mitchell tackle the emotional side of money decisions, from learning how to actually enjoy financial progress, to handling early investing nerves, career burnout and retirement timing.


This episode is less about spreadsheets and more about behaviour, mindset and realistic trade-offs, especially for people who are doing “well on paper” but still feeling stuck or unsure.


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Topics Covered

– How to reward yourself after reaching financial milestones

– Avoiding the trap of extreme saving & money guilt

– Managing early investing nerves and ETF losses

– When (and why) people sell shares too early

– Why losses feel bigger than they are when you're just starting

– Feeling stuck in a high-income job you don’t like

– What “golden handcuffs” are & how to escape them

– Retirement timing vs super access vs pension age

– Building optionality and buffers before quitting a job


Resources for this episode

How to build a values-based money system

Buy Gemma’s book “The Money Reset”

Ask a question (select the Finance podcast)


Show partner resources

Join Pearler using code “RASK” for $15 of Pearler Credit

Get 50% off your first two months using PocketSmith

View Betashares range of funds


Rask resources

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DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

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