Interest rates have dropped significantly, so many New Zealanders are reconsidering their savings strategies. Nigel Grant (Head of Wealth Products, ASB) and Ngaire Angus (Head of Wealth Advisory, ASB) discuss what a slowing economy and lower rates mean for savers with maturing term deposits. They offer practical guidance on aligning your savings and investment decisions with both short and long-term goals, helping you chart your next steps with confidence.