This week on the AJ Bell Money Matters podcast, Danni and Laura discuss new legislation being proposed around Buy Now Pay Later schemes. As these loans become increasingly popular, do consumers really understand what they're signing up for, and why has it taken so long for regulators to step in?

We also hear from Troy Asset Management's Charlotte Yonge as we talk through how to focus on long-term views when markets (and headlines) are panicked. From doing your homework to diversification, Charlotte shares her top tips.